Title: August 29, 2008
Q: A few years ago, I filed a Chapter 7 bankruptcy. I owed about $700 to Washington Mutual back then, but the debt was discharged. I recently applied for an account online with Washington Mutual because that’s the closest bank to my house. The bank opened a checking account about 4 months ago and issued a debit card. When I attempted to add my son as a signatory on the account, my debit card was cancelled by the bank the following day. I could not view any account details online, while my payroll check is in the account. I found out about this while trying to use my debit card at the grocery store and to buy gas for my car. Can the bank take my money away like this?
A: If your bankruptcy was discharged, no the bank cannot. You may have a lawsuit against the bank for violating the U.S. Bankruptcy Court discharge injunction. Once a debt is discharged in a Bankruptcy Court, no one can ever try to collect on it. Many credit cards will sell debt to collection agencies for a penny on the dollar and collection agencies will attempt to collect on these credit card debts, several years later. But your case is completely different. I would contact Washington Mutual and show them your discharge Notice. They might need you to produce the specific Bankruptcy schedule that lists the debt to Washington Mutual, so as to ensure that particular debt was included in your bankruptcy discharge. I suspect that they will return your money rather quickly after finding out that particular debt was already discharged.
Q: I keep receiving e-mails about my winning some contest I never entered into in the UK, or in Nigeria, or some bank clerk looking for someone in the USA to transfer some huge amount of foreign capital into the United States, a percentage of which would be mine. Why do I keep receiving these e-mails and what are they all about?
A. These e-mails are all fraudulent, and I would delete them without even reading them if I was you. The people perpetrating the fraud are looking for a “fish”. If you respond, they might entrap you to give your bank information to them, so that they can empty your bank account. Typically, they send you a bogus check or promise to transfer some large amount of money into your bank account by a certain date, and then ask that you write a check for their “percentage” back to them. If you have the “percentage” amount in your bank account already, they will cash your check while theirs will bounce, and you will be left holding the bag. Please these are all con games. Do not fall for it!
Maxine de Villefranche has been an attorney for 15 years and is practicing law in Tehachapi and Lancaster. Send your questions via fax at (661)825-8880 or e-mail your questions or comments to http://www.generalaw.com She will answer your questions to the best of her abilities.
Showing posts with label Lawsuit. Show all posts
Showing posts with label Lawsuit. Show all posts
Tuesday, March 24, 2009
Legal Eaze #96 Insured Lawsuit/Defamation/Nail Clippings In Food
Title: August 27, 2008
Q: I sold my car to a guy on a Friday night. He wrecked the car two days later and called me for help. He was driving it without insurance and title had not transferred over to him yet. He gave all of my information to the person who hit him. I agreed to help him by making a claim with my own insurance company to help him fix the car. The car was considered a total loss. Now this guy is suing me for his loss. How can I prepare myself for the Small Claims Court hearing?
A: If you were still insured at the time of the incident and there is a claim/lawsuit against you, you should submit the claim/lawsuit to your own insurance company. One of the important duties of an insurance company is to defend their insured in a legal action where their insured and his/her driver are likely to be liable. Otherwise, you may want to consult with a civil litigator long before the hearing, since following some of his/her suggestions may take some time to put into place.
Q: While fighting a custody battle with my ex-wife, I was accused of numerous allegations such as child abuse, spousal abuse, philanderer, etc. While reading a section of California Civil Law, I read that by law, no one is allowed to defame another without evidence. Since no evidence was offered, do I have a civil lawsuit against the Superior Court since the Judge and clerks did not stop her from saying all these lies?
A. It is highly unlikely that you would be successful in such lawsuit. Judges are absolutely immune from suit for acts or omissions committed in their judicial capacity. As for the clerks in the Courthouse, they have no power to stop a person from saying whatever he/she wants in the courtroom or courthouse.
Q: I found finger and/or toenail clippings in my Del Monte chili. What can I do?
A. Throw it away and never buy Del Monte products again. Or call Del Monte company and complain. They’ll probably send you a flat of Del Monte chili cans to replace the first one. Go back to the store where you bought and demand your money back. If you thinking “Who can I sue to get damages?” you will have to prove what damages you suffered as a result of this find. If you did not suffer extensively from “gag-teritis”, it is unlikely that your lawsuit would be successful.
Maxine de Villefranche has been an attorney for 15 years and is practicing law in Tehachapi and Lancaster. Send your questions via fax at (661)825-8880 or e-mail your questions or comments to http://www.generalaw.com She will answer your questions to the best of her abilities.
Q: I sold my car to a guy on a Friday night. He wrecked the car two days later and called me for help. He was driving it without insurance and title had not transferred over to him yet. He gave all of my information to the person who hit him. I agreed to help him by making a claim with my own insurance company to help him fix the car. The car was considered a total loss. Now this guy is suing me for his loss. How can I prepare myself for the Small Claims Court hearing?
A: If you were still insured at the time of the incident and there is a claim/lawsuit against you, you should submit the claim/lawsuit to your own insurance company. One of the important duties of an insurance company is to defend their insured in a legal action where their insured and his/her driver are likely to be liable. Otherwise, you may want to consult with a civil litigator long before the hearing, since following some of his/her suggestions may take some time to put into place.
Q: While fighting a custody battle with my ex-wife, I was accused of numerous allegations such as child abuse, spousal abuse, philanderer, etc. While reading a section of California Civil Law, I read that by law, no one is allowed to defame another without evidence. Since no evidence was offered, do I have a civil lawsuit against the Superior Court since the Judge and clerks did not stop her from saying all these lies?
A. It is highly unlikely that you would be successful in such lawsuit. Judges are absolutely immune from suit for acts or omissions committed in their judicial capacity. As for the clerks in the Courthouse, they have no power to stop a person from saying whatever he/she wants in the courtroom or courthouse.
Q: I found finger and/or toenail clippings in my Del Monte chili. What can I do?
A. Throw it away and never buy Del Monte products again. Or call Del Monte company and complain. They’ll probably send you a flat of Del Monte chili cans to replace the first one. Go back to the store where you bought and demand your money back. If you thinking “Who can I sue to get damages?” you will have to prove what damages you suffered as a result of this find. If you did not suffer extensively from “gag-teritis”, it is unlikely that your lawsuit would be successful.
Maxine de Villefranche has been an attorney for 15 years and is practicing law in Tehachapi and Lancaster. Send your questions via fax at (661)825-8880 or e-mail your questions or comments to http://www.generalaw.com She will answer your questions to the best of her abilities.
Legal Eaze #78 Statute of Limitations/Small Claims Citizenship/Court Order/Ex-Parte Motion
Title: October 3, 2007
Q. What is the statue of Limitations?
A. The word is spelled “statute” rather than “statue”. A Statute of Limitations is a law setting forth the maximum period of time after certain events have occurred for legal proceedings based on these events to begin. In many law systems, these legal provisions are part of the civil code or criminal code. For example, in our common law system, we might have a statute limiting prosecution of misdemeanor crimes to two years. In other words, if someone is discovered to have committed a misdemeanor offense 5 years ago, he or she cannot be prosecuted for it because the Statute of Limitations has run on that offense. The same goes for a civil case. If you have a car accident caused by someone else, you have only a certain period of time to sue that other person for any injuries or damages you suffered. The period of time you have to file a lawsuit is called the Statute of Limitations.
Q. Do you have to be an American citizen to file a Small Claims Court action?
A. No. No one will check your citizenship or immigration status to file a claim.
Q. I was personally served with an Order of Examination prepared by a lawyer to appear in Court. I just started a new job and if I take the day off to go to Court, I might lose my job. This is about an old debt that I have been unable to pay because of my unemployment. What happens if I don’t go?
A. The Court will issue a warrant for your arrest. It is a Court order and you must obey it. You need to inform your new employer that you must appear for the examination and that you do not have a choice in the matter. If you do not appear, you will eventually get arrested and brought to Court by the police.
Q. Just before our separation, my husband added my name to the home loan to help build up my credit. Now he refuses to pay the mortgage and just wants the house to be foreclosed on. I am living with my parents now, and cannot afford to pay the mortgage. What can I do?
A. You need to file an Ex-Parte Motion with the Court in your divorce action to force your husband to pay the mortgage. Time is of essence. The family residence is a community asset, and if there is equity in the house, it must be preserved in order to divide that equity fairly between the parties. Your husband’s actions are unfair and selfish.
Maxine de Villefranche is an attorney and civil general practitioner with 14 years of experience. She practices law from her Tehachapi office as well as her Lancaster satellite office. She will answer legal questions posed to her by the readers to the best of her abilities. Email your questions to maxinedev@msn.com or fax to (661) 825-8880
Q. What is the statue of Limitations?
A. The word is spelled “statute” rather than “statue”. A Statute of Limitations is a law setting forth the maximum period of time after certain events have occurred for legal proceedings based on these events to begin. In many law systems, these legal provisions are part of the civil code or criminal code. For example, in our common law system, we might have a statute limiting prosecution of misdemeanor crimes to two years. In other words, if someone is discovered to have committed a misdemeanor offense 5 years ago, he or she cannot be prosecuted for it because the Statute of Limitations has run on that offense. The same goes for a civil case. If you have a car accident caused by someone else, you have only a certain period of time to sue that other person for any injuries or damages you suffered. The period of time you have to file a lawsuit is called the Statute of Limitations.
Q. Do you have to be an American citizen to file a Small Claims Court action?
A. No. No one will check your citizenship or immigration status to file a claim.
Q. I was personally served with an Order of Examination prepared by a lawyer to appear in Court. I just started a new job and if I take the day off to go to Court, I might lose my job. This is about an old debt that I have been unable to pay because of my unemployment. What happens if I don’t go?
A. The Court will issue a warrant for your arrest. It is a Court order and you must obey it. You need to inform your new employer that you must appear for the examination and that you do not have a choice in the matter. If you do not appear, you will eventually get arrested and brought to Court by the police.
Q. Just before our separation, my husband added my name to the home loan to help build up my credit. Now he refuses to pay the mortgage and just wants the house to be foreclosed on. I am living with my parents now, and cannot afford to pay the mortgage. What can I do?
A. You need to file an Ex-Parte Motion with the Court in your divorce action to force your husband to pay the mortgage. Time is of essence. The family residence is a community asset, and if there is equity in the house, it must be preserved in order to divide that equity fairly between the parties. Your husband’s actions are unfair and selfish.
Maxine de Villefranche is an attorney and civil general practitioner with 14 years of experience. She practices law from her Tehachapi office as well as her Lancaster satellite office. She will answer legal questions posed to her by the readers to the best of her abilities. Email your questions to maxinedev@msn.com or fax to (661) 825-8880
Legal Eaze #77 Canceling Real Estate Purchase Contract/Removing Self From Mortgage/Rent To Own
Title: September 12, 2007
Q. Other than forfeiting an earnest money deposit, is there a penalty for canceling a real estate purchase contract?
A. It depends on the contract. If the purchase contract was accepted by the seller, escrow was opened, the seller may file a lawsuit for specific performance, specially if the real estate market is in a downward mode and the seller would lose money by having to put the property back on the market and sell it at a reduced price. Time is often of essence in a real estate sale and obviously a lot of time, and profits can be lost when the seller loses several months in paying a mortgage on real estate that did not sell quickly. The penalty would be attorney’s fees in defending a lawsuit for specific performance, not to mention the Court can force you to buy the property if you lose the suit.
Q. Can I remove myself from a mortgage that I had with my mother when she bought her house? I now want to buy my own house, but I cannot qualify because I am still on the hook for the mortgage on my mother’s house.
A. You cannot remove yourself from a mortgage unless the mortgage holder consents or the mortgage is paid off. Typically, this scenario occurs in a marriage that ends up in divorce. But since this is a deal you made with your mother, you cannot “divorce” her. I would approach the subject with your mother and see if she is in a position to refinance her house without your financial backing.
Q. I rented a house with an agreement to rent to own. There are numerous problems with this house. The roof was leaking. I got it fixed. The toilet in the basement was leaking. I got it fixed. The support beams are all crooked, and major repairs need to be done. I had this house appraised, and it is worth $50,000 less than what the owner is asking for it. I have got to get out of this “rent to own” agreement. Can I?
A. It really depends on the terms of the contract you entered into. You may have to let go of the equity you built in the house. However, you may be entitled to recover the cost of the repairs and improvements you made to the house, however you need to document the costs of the repairs and improvements.
Maxine de Villefranche is an attorney and civil general practitioner with 14 years of experience. She practices law from her Tehachapi office as well as her Lancaster satellite office. She will answer legal questions posed to her by the readers to the best of her abilities. Email your questions to maxinedev@msn.com or fax to (661) 825-8880
Q. Other than forfeiting an earnest money deposit, is there a penalty for canceling a real estate purchase contract?
A. It depends on the contract. If the purchase contract was accepted by the seller, escrow was opened, the seller may file a lawsuit for specific performance, specially if the real estate market is in a downward mode and the seller would lose money by having to put the property back on the market and sell it at a reduced price. Time is often of essence in a real estate sale and obviously a lot of time, and profits can be lost when the seller loses several months in paying a mortgage on real estate that did not sell quickly. The penalty would be attorney’s fees in defending a lawsuit for specific performance, not to mention the Court can force you to buy the property if you lose the suit.
Q. Can I remove myself from a mortgage that I had with my mother when she bought her house? I now want to buy my own house, but I cannot qualify because I am still on the hook for the mortgage on my mother’s house.
A. You cannot remove yourself from a mortgage unless the mortgage holder consents or the mortgage is paid off. Typically, this scenario occurs in a marriage that ends up in divorce. But since this is a deal you made with your mother, you cannot “divorce” her. I would approach the subject with your mother and see if she is in a position to refinance her house without your financial backing.
Q. I rented a house with an agreement to rent to own. There are numerous problems with this house. The roof was leaking. I got it fixed. The toilet in the basement was leaking. I got it fixed. The support beams are all crooked, and major repairs need to be done. I had this house appraised, and it is worth $50,000 less than what the owner is asking for it. I have got to get out of this “rent to own” agreement. Can I?
A. It really depends on the terms of the contract you entered into. You may have to let go of the equity you built in the house. However, you may be entitled to recover the cost of the repairs and improvements you made to the house, however you need to document the costs of the repairs and improvements.
Maxine de Villefranche is an attorney and civil general practitioner with 14 years of experience. She practices law from her Tehachapi office as well as her Lancaster satellite office. She will answer legal questions posed to her by the readers to the best of her abilities. Email your questions to maxinedev@msn.com or fax to (661) 825-8880
Legal Eaze #76 Non-Competition Clause/Not Credited For Made Up Time
Title: September 3, 2007
Q. My brother bought a “roach coach” business. He paid good money for 3 trucks, the routes and included a no-compete clause so that the company he bought the business from would not get back into the same business within 5 years from the sale. That business is now back in business, operating on the same routes that were sold to my brother only 2 years ago, and taking business away from my brother. What should he do?
A. I believe your brother should sue that company. Usually non-competition clauses are enforceable as long as they are not overly restrictive. For example, not permitting the operators of that company to re-open in the same area the business was previously operating simply protects your brother’s investment in purchasing the company. The enforcement of non-compete clauses in business-sale contracts depends upon the notion that part of what the buyer is paying for is the goodwill of the business (defined as the expectation of future public patronage) and by competing, the seller is unfairly undermining the value of the goodwill for which he was paid. Here your facts make it clear that part of what your brother bought and paid for was “the route”, and if the seller is going after his old customers on the route, that would violate a typical non-compete clause and could be the basis for a successful lawsuit.
Q. One of my co-workers took off a half day last week. He made it up this week. He was then told by our supervisor that because he failed to notify him of the switch, he would not only be docked for the time he missed, but would also not be credited for the made-up time. Is this legal?
A. The employer must live up to its agreement with the employees when a worker needs time off. The contract covering a particular pay or benefits provision does not necessarily have to be written down. However, if there is a written policy, a past practice, a general understanding, that alone may be deemed to be the contract between the parties as to that particular practice. Hence, a particular practice will generally not be against the law most of the time, but failure to honor a practice in an arbitrary or discriminatory manner is likely to be a breach of contract, a civil wrong addressable not through the Labor Commission but through a private lawsuit.
Maxine de Villefranche is an attorney and civil general practitioner with 14 years of experience. She practices law from her Tehachapi office as well as her Lancaster satellite office. She will answer legal questions posed to her by the readers to the best of her abilities. Email your questions to maxinedev@msn.com or fax to (661) 825-8880
Q. My brother bought a “roach coach” business. He paid good money for 3 trucks, the routes and included a no-compete clause so that the company he bought the business from would not get back into the same business within 5 years from the sale. That business is now back in business, operating on the same routes that were sold to my brother only 2 years ago, and taking business away from my brother. What should he do?
A. I believe your brother should sue that company. Usually non-competition clauses are enforceable as long as they are not overly restrictive. For example, not permitting the operators of that company to re-open in the same area the business was previously operating simply protects your brother’s investment in purchasing the company. The enforcement of non-compete clauses in business-sale contracts depends upon the notion that part of what the buyer is paying for is the goodwill of the business (defined as the expectation of future public patronage) and by competing, the seller is unfairly undermining the value of the goodwill for which he was paid. Here your facts make it clear that part of what your brother bought and paid for was “the route”, and if the seller is going after his old customers on the route, that would violate a typical non-compete clause and could be the basis for a successful lawsuit.
Q. One of my co-workers took off a half day last week. He made it up this week. He was then told by our supervisor that because he failed to notify him of the switch, he would not only be docked for the time he missed, but would also not be credited for the made-up time. Is this legal?
A. The employer must live up to its agreement with the employees when a worker needs time off. The contract covering a particular pay or benefits provision does not necessarily have to be written down. However, if there is a written policy, a past practice, a general understanding, that alone may be deemed to be the contract between the parties as to that particular practice. Hence, a particular practice will generally not be against the law most of the time, but failure to honor a practice in an arbitrary or discriminatory manner is likely to be a breach of contract, a civil wrong addressable not through the Labor Commission but through a private lawsuit.
Maxine de Villefranche is an attorney and civil general practitioner with 14 years of experience. She practices law from her Tehachapi office as well as her Lancaster satellite office. She will answer legal questions posed to her by the readers to the best of her abilities. Email your questions to maxinedev@msn.com or fax to (661) 825-8880
Legal Eaze #72 Recalled Products/Mold and Mildew
Title: July 4, 2007
Q. There are an awful lot of products being recalled. Why is this happening so much nowadays?
A. A company is recalling a product because principals of the company discovered some safety issue with the product being recalled. It is basically an effort to limit liability for corporate negligence, to avoid costly legal penalties imposed by some government agency overseeing the type of products being manufactured and to curb bad publicity. Of course, this can be very costly because it often entails replacing the recalled product or paying for damages caused by using the product in question. United States has specific requirements in regard to product recalls. Safety-related recalls can be voluntarily initiated by the manufacturer, or made compulsory by a government agency if the risk is significant to consumers and if it is in the consumer’s best interest. Lately, we’ve had a recall on food items produced in Northern California. These food items had to be recalled because not only did they cause death, but also caused hundreds of people to become violently ill from consuming the food. Recalls of cars, tires, children toys and canned food are common. We must return any items which are the subject of a recall immediately. There will be reimbursement of the money paid to buy the product by the store or the manufacturer.
Q. I believe there is toxic mold or mildew in my brand new house. My children are suffering from various illnesses because of it. I have complained about it to the builder, but nothing is being done about it. I think the house was insufficiently covered when it rained last winter during the construction phase and now mold is present in the attic and growing. What can I do?
A. Molds are ubiquitous in nature, and mold spores are a common component of household dust. The term toxic mold is sometimes used to refer to mold-related indoor air quality problems. Exposure to significant quantities or mold spores can cause allergic reactions. Some species or molds can be toxic to humans or animals. You should contact a company specialized in conducting mold inspections. If toxic mold is found, send the report to the builder. The builder may be responsible if you are still within your warranty period, or even outside it, depending on what caused the toxic mold, if any. A lawsuit may be in order if the builder continues to ignore your plea for held.
Maxine de Villefranche is an attorney and civil general practitioner with 14 years of experience. She practices law from her Tehachapi office as well as her Lancaster satellite office. She will answer legal questions posed to her by the readers to the best of her abilities. Email your questions to maxinedev@msn.com or fax to (661)825-8880
Q. There are an awful lot of products being recalled. Why is this happening so much nowadays?
A. A company is recalling a product because principals of the company discovered some safety issue with the product being recalled. It is basically an effort to limit liability for corporate negligence, to avoid costly legal penalties imposed by some government agency overseeing the type of products being manufactured and to curb bad publicity. Of course, this can be very costly because it often entails replacing the recalled product or paying for damages caused by using the product in question. United States has specific requirements in regard to product recalls. Safety-related recalls can be voluntarily initiated by the manufacturer, or made compulsory by a government agency if the risk is significant to consumers and if it is in the consumer’s best interest. Lately, we’ve had a recall on food items produced in Northern California. These food items had to be recalled because not only did they cause death, but also caused hundreds of people to become violently ill from consuming the food. Recalls of cars, tires, children toys and canned food are common. We must return any items which are the subject of a recall immediately. There will be reimbursement of the money paid to buy the product by the store or the manufacturer.
Q. I believe there is toxic mold or mildew in my brand new house. My children are suffering from various illnesses because of it. I have complained about it to the builder, but nothing is being done about it. I think the house was insufficiently covered when it rained last winter during the construction phase and now mold is present in the attic and growing. What can I do?
A. Molds are ubiquitous in nature, and mold spores are a common component of household dust. The term toxic mold is sometimes used to refer to mold-related indoor air quality problems. Exposure to significant quantities or mold spores can cause allergic reactions. Some species or molds can be toxic to humans or animals. You should contact a company specialized in conducting mold inspections. If toxic mold is found, send the report to the builder. The builder may be responsible if you are still within your warranty period, or even outside it, depending on what caused the toxic mold, if any. A lawsuit may be in order if the builder continues to ignore your plea for held.
Maxine de Villefranche is an attorney and civil general practitioner with 14 years of experience. She practices law from her Tehachapi office as well as her Lancaster satellite office. She will answer legal questions posed to her by the readers to the best of her abilities. Email your questions to maxinedev@msn.com or fax to (661)825-8880
Monday, March 23, 2009
Legal Eaze #67 Marital Settlement Agreement/Power of Attorney
Title: April 25, 2007
Q. I got a divorce a couple of years ago. My ex-husband and I had a marital settlement agreement. We each kept a car, and each one of us had the responsibility to pay the debt on the vehicle that we kept. My ex-husband kept the truck, and I kept the car. Then he lost his job, failed to make the monthly payments on the truck. Of course, it was repossessed by the bank. The bank sold the truck for less than what was owed on it, and came after me for the balance. Can the bank do that?
A. Yes, it can. Your marital settlement agreement should have had a clause that said as follows: “if one fails to pay the debt owed on the vehicle, and the other party is sued for the balance, the party who was responsible for the debt shall indemnify the other for any expenses incurred as a result of a lawsuit against the other party”. That means that your ex-husband shall repay you for any expenses you incurred as a result of his failure to pay for the truck. However, if he is out of work, it may be difficult for you to obtain any money out of him. You will have to go back to Court and have the marital settlement agreement enforced against him under CCP 664.6 for material default.
Q. My mother-in-law has dementia. She owns a house and a couple of commercial properties that need to be managed properly. She can no longer take care of business. She does not have a power of attorney for financial affairs. My husband, her son, is willing to step up to the plate, but cannot do anything because no one accepts his authority to do anything. Is it too late for her to sign a power of attorney?
A. Yes, it is. She no longer has the mental capacity to sign a power of Attorney over to your son. If she was to sign one now, with her dementia, someone could challenge your son’s authority as having imposed his will on his mother, and used coercion to make her sign the power of attorney. At this point, the only thing he can do is to file a Petition for Conservatorship over her, with him as the Petitioner. However, he needs to make sure to have a recent physician evaluation as to the true mental condition of his mother, and that needs to be filed with the Petition for Conservatorship.
Maxine de Villefranche is an attorney and civil general practitioner with 14 years of experience. She practices law from her Tehachapi office as well as her Lancaster satellite office. She will answer legal questions posed to her by the readers to the best of her abilities. Email your questions to maxinedev@msn.com or fax to (661)825-8880
Q. I got a divorce a couple of years ago. My ex-husband and I had a marital settlement agreement. We each kept a car, and each one of us had the responsibility to pay the debt on the vehicle that we kept. My ex-husband kept the truck, and I kept the car. Then he lost his job, failed to make the monthly payments on the truck. Of course, it was repossessed by the bank. The bank sold the truck for less than what was owed on it, and came after me for the balance. Can the bank do that?
A. Yes, it can. Your marital settlement agreement should have had a clause that said as follows: “if one fails to pay the debt owed on the vehicle, and the other party is sued for the balance, the party who was responsible for the debt shall indemnify the other for any expenses incurred as a result of a lawsuit against the other party”. That means that your ex-husband shall repay you for any expenses you incurred as a result of his failure to pay for the truck. However, if he is out of work, it may be difficult for you to obtain any money out of him. You will have to go back to Court and have the marital settlement agreement enforced against him under CCP 664.6 for material default.
Q. My mother-in-law has dementia. She owns a house and a couple of commercial properties that need to be managed properly. She can no longer take care of business. She does not have a power of attorney for financial affairs. My husband, her son, is willing to step up to the plate, but cannot do anything because no one accepts his authority to do anything. Is it too late for her to sign a power of attorney?
A. Yes, it is. She no longer has the mental capacity to sign a power of Attorney over to your son. If she was to sign one now, with her dementia, someone could challenge your son’s authority as having imposed his will on his mother, and used coercion to make her sign the power of attorney. At this point, the only thing he can do is to file a Petition for Conservatorship over her, with him as the Petitioner. However, he needs to make sure to have a recent physician evaluation as to the true mental condition of his mother, and that needs to be filed with the Petition for Conservatorship.
Maxine de Villefranche is an attorney and civil general practitioner with 14 years of experience. She practices law from her Tehachapi office as well as her Lancaster satellite office. She will answer legal questions posed to her by the readers to the best of her abilities. Email your questions to maxinedev@msn.com or fax to (661)825-8880
Legal Eaze #59 Damaged Driveway/Pet Bite/Trespassing
Title: November 22, 2006
Q. I hired someone to put decorative curbs at my house. He did the mixing, including a dye to the cement right on my driveway, which is now stained. When I complained to him about it, he first appeared to be responsive. He promised to come and clean it up, but he never showed up. I feel a lawsuit is in order, but he only has a cell phone number on his business card, and when I call him, he acts like he cannot hear me. That is always the end of the conversation. I do not have a physical address on him. What can I do?
A. I suggest you hire a private investigator to get an address behind the cell phone number you already have. You can include the cost of the private investigator as part of your damages in your lawsuit. If the curbs look the way you were expecting them to look, you damages would only be for the stained driveway. Get an estimate from another contractor and find out how much it would cost to clean the driveway.
Q. My son and his friend were playing in my backyard, and my dog nipped the friend. The bite broke the skin, but no stitches were required. What do I do now?
A. Pay for the doctor to look the wound over and to take care of it. As I am sure you know, you are liable for any damage inflicted by your dog to any guests coming onto your property. Be very apologetic with the child’s parents and offer to take care of any expenses associated with the incident. .
Q. We own a 12-acre piece of land with a cabin that we use on the weekend. It is entirely fenced and has “no trespassing” signs around it. Yet, people come and ride their dirt bikes on our land. We have called the police, but the motorcyclists are usually gone by the time the police get there. Howe can we stop them?
A. You can try to obtain the license number off the motorcycles in order to obtain the names and addresses of the offenders, and sue them for trespassing. If that does not work, and you are simply not there when the trespassing occurs, you can place spikes in strategic places on your land. A few flat tires later, they might learn their lesson. Of course, if one of them gets hurt when falling off his dirt bike because he has a flat tire, you might get sued for his personal injury. However since he is trespassing on your land, you would probably prevail.
Maxine de Villefranche is an attorney and civil general practitioner with 14 years of experience. She practices law from her Tehachapi office as well as her Lancaster satellite office. She will answer legal questions posed to her by the readers to the best of her abilities. Email your questions to maxinedev@msn.com or fax to (661)825-8880
Q. I hired someone to put decorative curbs at my house. He did the mixing, including a dye to the cement right on my driveway, which is now stained. When I complained to him about it, he first appeared to be responsive. He promised to come and clean it up, but he never showed up. I feel a lawsuit is in order, but he only has a cell phone number on his business card, and when I call him, he acts like he cannot hear me. That is always the end of the conversation. I do not have a physical address on him. What can I do?
A. I suggest you hire a private investigator to get an address behind the cell phone number you already have. You can include the cost of the private investigator as part of your damages in your lawsuit. If the curbs look the way you were expecting them to look, you damages would only be for the stained driveway. Get an estimate from another contractor and find out how much it would cost to clean the driveway.
Q. My son and his friend were playing in my backyard, and my dog nipped the friend. The bite broke the skin, but no stitches were required. What do I do now?
A. Pay for the doctor to look the wound over and to take care of it. As I am sure you know, you are liable for any damage inflicted by your dog to any guests coming onto your property. Be very apologetic with the child’s parents and offer to take care of any expenses associated with the incident. .
Q. We own a 12-acre piece of land with a cabin that we use on the weekend. It is entirely fenced and has “no trespassing” signs around it. Yet, people come and ride their dirt bikes on our land. We have called the police, but the motorcyclists are usually gone by the time the police get there. Howe can we stop them?
A. You can try to obtain the license number off the motorcycles in order to obtain the names and addresses of the offenders, and sue them for trespassing. If that does not work, and you are simply not there when the trespassing occurs, you can place spikes in strategic places on your land. A few flat tires later, they might learn their lesson. Of course, if one of them gets hurt when falling off his dirt bike because he has a flat tire, you might get sued for his personal injury. However since he is trespassing on your land, you would probably prevail.
Maxine de Villefranche is an attorney and civil general practitioner with 14 years of experience. She practices law from her Tehachapi office as well as her Lancaster satellite office. She will answer legal questions posed to her by the readers to the best of her abilities. Email your questions to maxinedev@msn.com or fax to (661)825-8880
Legal Eaze #58 Return Policies/Noise Nuisance
Title: November 1, 2006
Q. I purchased a pant outfit from a catalog. When I received it, I tried it on and noticed that the top was discolored as though it had been left in the sun for a long time. The color of the top did not match the color of the pants. I returned the outfit the next day via UPS, the same way I received it. I also filled out the return form and mentioned that the top was discolored and not up to the standard I was expecting from the catalog house. I later received an invoice from the company notifying me that I’m the one who damaged the outfit and I was expected to pay for the returned item. I am outraged. What do I do?
A. Make sure you read the company’s return policy. If it says you can return the merchandise if you are not satisfied for any reason, then you will prevail. Even if it does not say you can return it for any reason, you will still prevail. I would write to the customer service department a long letter explaining that you do not appreciate getting called a liar, and never buy anything from this company again. If you keep receiving an invoice, make a complaint to the Attorney General of the state where the catalog company is located, as well as the Better Business Bureau. If the company insists on billing you, let them know you will not pay and will put an energetic defense to any lawsuit filed against.
Q. My neighbor’s kid is learning how to play the drums. He spends every evening and weekend banging on a drum set in their garage which is about 20 feet from my bedroom. If it continues much longer, I will become either deaf or crazy from the noise. I have asked my neighbors to have pity on me and to panel their garage with some sort of sound barrier but to no avail. What can I do?
A. You have the right to quiet enjoyment of your property and the noise coming from next door is a private nuisance. If your neighbors are unreasonable, you should consider filing a lawsuit for nuisance. Maybe you should approach them again and let them know that you are thinking about filing a lawsuit if they do nothing to protect your sanity or your hearing. You need to calmly approach them and explain how serious the nuisance is. If you have other neighbors who are disturbed by the noise, you should pair up with them in filing your lawsuit. . .
Maxine de Villefranche is an attorney and civil general practitioner with 14 years of experience. She practices law from her Tehachapi office as well as her Lancaster satellite office. She will answer legal questions posed to her by the readers to the best of her abilities. Email your questions to maxinedev@msn.com or fax to (661)825-8880
Q. I purchased a pant outfit from a catalog. When I received it, I tried it on and noticed that the top was discolored as though it had been left in the sun for a long time. The color of the top did not match the color of the pants. I returned the outfit the next day via UPS, the same way I received it. I also filled out the return form and mentioned that the top was discolored and not up to the standard I was expecting from the catalog house. I later received an invoice from the company notifying me that I’m the one who damaged the outfit and I was expected to pay for the returned item. I am outraged. What do I do?
A. Make sure you read the company’s return policy. If it says you can return the merchandise if you are not satisfied for any reason, then you will prevail. Even if it does not say you can return it for any reason, you will still prevail. I would write to the customer service department a long letter explaining that you do not appreciate getting called a liar, and never buy anything from this company again. If you keep receiving an invoice, make a complaint to the Attorney General of the state where the catalog company is located, as well as the Better Business Bureau. If the company insists on billing you, let them know you will not pay and will put an energetic defense to any lawsuit filed against.
Q. My neighbor’s kid is learning how to play the drums. He spends every evening and weekend banging on a drum set in their garage which is about 20 feet from my bedroom. If it continues much longer, I will become either deaf or crazy from the noise. I have asked my neighbors to have pity on me and to panel their garage with some sort of sound barrier but to no avail. What can I do?
A. You have the right to quiet enjoyment of your property and the noise coming from next door is a private nuisance. If your neighbors are unreasonable, you should consider filing a lawsuit for nuisance. Maybe you should approach them again and let them know that you are thinking about filing a lawsuit if they do nothing to protect your sanity or your hearing. You need to calmly approach them and explain how serious the nuisance is. If you have other neighbors who are disturbed by the noise, you should pair up with them in filing your lawsuit. . .
Maxine de Villefranche is an attorney and civil general practitioner with 14 years of experience. She practices law from her Tehachapi office as well as her Lancaster satellite office. She will answer legal questions posed to her by the readers to the best of her abilities. Email your questions to maxinedev@msn.com or fax to (661)825-8880
Monday, March 16, 2009
Legal Eaze #41 car brakes/ credit card collection agency/ funeral
Title: February 22, 2006
Q. I helped my friend over the weekend to work on his car brakes. He gave me a six-pack of beer for helping him. My friend got in an accident and claimed his brakes failed. Am I responsible?
A. Unless you are a certified car mechanic and had a contract with your friend to fix the brakes, for which you got paid a six-pack of beer, you are not responsible for the accident.
Q. I have been sued by a collection agency trying to collect a credit card debt that is at least 10 years old, if not older. I did use the credit card but I lost my job and had no money to make the monthly payments. The debt grew and grew until it became totally unmanageable for me. Now, this collection agency wants triple what the debt was originally. What do I do?
A You need to answer the complaint by generally denying the complaint allegations. Then as an affirmative defense, you need to mention that the cause of action for breach of contract is barred by the statute of limitations as well as any other causes of action. This means that the debt is too old to be collected on. The statute of limitations on credit card debt is four years after your last payment or the last communication between the credit card and you.
Q. My mother died about one month ago. Of course, I contacted a funeral home for them to handle the cremation of my mother’s body. In order for my mother’s body to be cremated, they told me I had to purchase a casket. I was grieving and not in my right mind and I paid them almost $4,500 for a casket, but now that I think of it, why does a body need a casket to be cremated in? That makes no sense at all. I believe I was defrauded. What do you think?
A I agree. The Funeral Rule requires funeral providers to give you an accurate, itemized price list about funeral goods and services. To require the purchase of a casket for cremation is in direct violation of this rule, and this funeral provider will be subjected to a penalty up to $10,000 for this egregious act. You need to report this to the authorities and hire an attorney to file a lawsuit against the funeral provider. It is possible that you can write a letter and mention that you will file a lawsuit against the company unless they give you your money back for the violation if you want to avoid the time and aggravation associated with a lawsuit.
Maxine de Villefranche is an attorney and civil general practitioner with 13 years of experience. She practices law from her Tehachapi office as well as her Lancaster satellite office. She will answer legal questions posed to her by the readers to the best of her abilities. Email your questions to maxinedev@msn.com or fax to (661)825-8880.
Q. I helped my friend over the weekend to work on his car brakes. He gave me a six-pack of beer for helping him. My friend got in an accident and claimed his brakes failed. Am I responsible?
A. Unless you are a certified car mechanic and had a contract with your friend to fix the brakes, for which you got paid a six-pack of beer, you are not responsible for the accident.
Q. I have been sued by a collection agency trying to collect a credit card debt that is at least 10 years old, if not older. I did use the credit card but I lost my job and had no money to make the monthly payments. The debt grew and grew until it became totally unmanageable for me. Now, this collection agency wants triple what the debt was originally. What do I do?
A You need to answer the complaint by generally denying the complaint allegations. Then as an affirmative defense, you need to mention that the cause of action for breach of contract is barred by the statute of limitations as well as any other causes of action. This means that the debt is too old to be collected on. The statute of limitations on credit card debt is four years after your last payment or the last communication between the credit card and you.
Q. My mother died about one month ago. Of course, I contacted a funeral home for them to handle the cremation of my mother’s body. In order for my mother’s body to be cremated, they told me I had to purchase a casket. I was grieving and not in my right mind and I paid them almost $4,500 for a casket, but now that I think of it, why does a body need a casket to be cremated in? That makes no sense at all. I believe I was defrauded. What do you think?
A I agree. The Funeral Rule requires funeral providers to give you an accurate, itemized price list about funeral goods and services. To require the purchase of a casket for cremation is in direct violation of this rule, and this funeral provider will be subjected to a penalty up to $10,000 for this egregious act. You need to report this to the authorities and hire an attorney to file a lawsuit against the funeral provider. It is possible that you can write a letter and mention that you will file a lawsuit against the company unless they give you your money back for the violation if you want to avoid the time and aggravation associated with a lawsuit.
Maxine de Villefranche is an attorney and civil general practitioner with 13 years of experience. She practices law from her Tehachapi office as well as her Lancaster satellite office. She will answer legal questions posed to her by the readers to the best of her abilities. Email your questions to maxinedev@msn.com or fax to (661)825-8880.
Monday, March 2, 2009
Legal Eaze #29 Injure responsibility/ bankruptcy
Title: August 31, 2005
Maxine de Villefranche is an attorney and civil general practitioner with 13 years of experience. She operates her law practice from her new office in town, as well her Lancaster satellite office. She will answer legal questions posed to her by the readers, to the best of her abilities. Please forward your questions to maxinedev@msn.com or fax them to (661)825-8880.
Q. I was visiting a neighbor’s house about six months ago and I slipped on the stairs leading to the house. I hurt my back and I told my neighbor about slipping in her stairwell once I came into the house. She did not say anything about taking care of the doctor’s bill. I did go to the doctor and was told that I have a slipped disk. This is still causing me a lot of discomfort and pain, and I am afraid that I will be under the doctor’s care for quite some time. In the meantime, I have been paying for the doctor’s care, which is getting expensive, not to mention the pain I am suffering. Isn’t it my neighbor’s responsibility to pay for my doctor’s bills since I fell on her property?
A. Your neighbor probably has homeowner’s insurance which normally covers injuries sustained by guests or workers while being on her property. It is obvious that she will not do anything to help you unless you make another request that she make a claim to her homeowners’ insurance. If she does not relent, you should file a lawsuit. You have two years to do so from the date of the injury. But don’t wait two years. If you are still suffering pain after being injured six months ago and you run out of money, you might never get better. Better have her insurance pay for your medical treatment than you. Your neighbor is indeed liable for any accidental injuries sustained on her property
Q. My husband filed for bankruptcy, but I did not join in with him. He filed for BK on all of his credit cards, which he obtained before our marriage, expect for one or two. Can his creditors come after me for the debt he incurred on the credit cards that postdate our marriage?
A. Yes, they can. When husband and wife use a credit card, it is for the benefit of the community and therefore any debt incurred is considered community debt. If the husband is unable to pay, then it is perfectly legal for creditors to pursue collection against the spouse. If you are working, they can obtain a judgment against you and slap you with a wage garnishment. Of course, they can only take a small percentage of your salary, but nevertheless it hurts when you have to give up to 25% of your salary to pay your husband’s debts.
Maxine de Villefranche is an attorney and civil general practitioner with 13 years of experience. She operates her law practice from her new office in town, as well her Lancaster satellite office. She will answer legal questions posed to her by the readers, to the best of her abilities. Please forward your questions to maxinedev@msn.com or fax them to (661)825-8880.
Q. I was visiting a neighbor’s house about six months ago and I slipped on the stairs leading to the house. I hurt my back and I told my neighbor about slipping in her stairwell once I came into the house. She did not say anything about taking care of the doctor’s bill. I did go to the doctor and was told that I have a slipped disk. This is still causing me a lot of discomfort and pain, and I am afraid that I will be under the doctor’s care for quite some time. In the meantime, I have been paying for the doctor’s care, which is getting expensive, not to mention the pain I am suffering. Isn’t it my neighbor’s responsibility to pay for my doctor’s bills since I fell on her property?
A. Your neighbor probably has homeowner’s insurance which normally covers injuries sustained by guests or workers while being on her property. It is obvious that she will not do anything to help you unless you make another request that she make a claim to her homeowners’ insurance. If she does not relent, you should file a lawsuit. You have two years to do so from the date of the injury. But don’t wait two years. If you are still suffering pain after being injured six months ago and you run out of money, you might never get better. Better have her insurance pay for your medical treatment than you. Your neighbor is indeed liable for any accidental injuries sustained on her property
Q. My husband filed for bankruptcy, but I did not join in with him. He filed for BK on all of his credit cards, which he obtained before our marriage, expect for one or two. Can his creditors come after me for the debt he incurred on the credit cards that postdate our marriage?
A. Yes, they can. When husband and wife use a credit card, it is for the benefit of the community and therefore any debt incurred is considered community debt. If the husband is unable to pay, then it is perfectly legal for creditors to pursue collection against the spouse. If you are working, they can obtain a judgment against you and slap you with a wage garnishment. Of course, they can only take a small percentage of your salary, but nevertheless it hurts when you have to give up to 25% of your salary to pay your husband’s debts.
Friday, February 27, 2009
Legal Eaze #25 Schizophrenia Again/Paternity
Title: June 29, 2005
Maxine de Villefranche is an attorney and civil general practitioner with 13 years of experience. She operates her law practice from her new office in town, as well her Lancaster satellite office. She will answer legal questions posed to her by the readers, to the best of her abilities. Please forward your questions to maxinedev@msn.com.
A very nice lady wrote me a letter about the schizophrenic young man I talked about in my last “Legal Eaze” column. She informed me that there are very few available hospital beds for the mentally ill, and they are only available for the most seriously mentally ill, i.e. must be s serious danger to self, to others or gravely disabled, in other words cannot feed, shelter and dress themselves.
She explained that she has a son who has been ill with schizophrenia for 28 years and it has been a long and difficult road in attempting to provide the help and the care her son requires. She suggested that the only legal solution available to desperate parents is to obtain a restraining order against a mentally ill adult child. Obviously, this would entail homelessness or ending up in the criminal justice system. Our jails and prisons are filled with mentally-ill inmates, who in the past were cared for in state hospitals. Unfortunately, these state hospitals have pretty much been all closed, leaving the mental patients to fend for themselves. However, she mentioned Luann Baldwin, MSW, a family advocate with Kern County Mental Health Dept., who can be reached at (661)868-6109. Also mentioned is a group called NAMI (Nat’l Alliance for the Mentally Ill), which meets in Tehachapi once a month. This is a local, state and national organization providing support, education and advocacy for consumers and family members. For more information about this organization, call (661)822-5391. I apologize for previously misinforming my readers.
Q. I have been sued for paternity by a woman I dated last year after she broke up with her boyfriend of many years. She told me almost from the beginning that she was pregnant by this man. Now, she has sued me for child support. I am not the father of this child and I do not want to pay child support for a child that is not mine. What can I do?
A. You need to respond to the Paternity lawsuit within 30 days from service of process by explaining that you are not the father of the child and that the woman who is suing you admitted to you that she was impregnated by another man. Specify that you want a DNA test to prove that you are not the father. These DNA tests are very accurate and if you are telling the truth, you will be exonerated. Good luck.
Maxine de Villefranche is an attorney and civil general practitioner with 13 years of experience. She operates her law practice from her new office in town, as well her Lancaster satellite office. She will answer legal questions posed to her by the readers, to the best of her abilities. Please forward your questions to maxinedev@msn.com.
A very nice lady wrote me a letter about the schizophrenic young man I talked about in my last “Legal Eaze” column. She informed me that there are very few available hospital beds for the mentally ill, and they are only available for the most seriously mentally ill, i.e. must be s serious danger to self, to others or gravely disabled, in other words cannot feed, shelter and dress themselves.
She explained that she has a son who has been ill with schizophrenia for 28 years and it has been a long and difficult road in attempting to provide the help and the care her son requires. She suggested that the only legal solution available to desperate parents is to obtain a restraining order against a mentally ill adult child. Obviously, this would entail homelessness or ending up in the criminal justice system. Our jails and prisons are filled with mentally-ill inmates, who in the past were cared for in state hospitals. Unfortunately, these state hospitals have pretty much been all closed, leaving the mental patients to fend for themselves. However, she mentioned Luann Baldwin, MSW, a family advocate with Kern County Mental Health Dept., who can be reached at (661)868-6109. Also mentioned is a group called NAMI (Nat’l Alliance for the Mentally Ill), which meets in Tehachapi once a month. This is a local, state and national organization providing support, education and advocacy for consumers and family members. For more information about this organization, call (661)822-5391. I apologize for previously misinforming my readers.
Q. I have been sued for paternity by a woman I dated last year after she broke up with her boyfriend of many years. She told me almost from the beginning that she was pregnant by this man. Now, she has sued me for child support. I am not the father of this child and I do not want to pay child support for a child that is not mine. What can I do?
A. You need to respond to the Paternity lawsuit within 30 days from service of process by explaining that you are not the father of the child and that the woman who is suing you admitted to you that she was impregnated by another man. Specify that you want a DNA test to prove that you are not the father. These DNA tests are very accurate and if you are telling the truth, you will be exonerated. Good luck.
Subscribe to:
Posts (Atom)