Showing posts with label identity theft. Show all posts
Showing posts with label identity theft. Show all posts

Monday, March 23, 2009

Legal Eaze #66 Stolen Money and Identity/Poisoned Pet Food

Title: April 11, 2007

Q. My mother lives with us. She has a touch of Alzheimer’s, but she is still active and still takes care of her financial obligations. My daughter, who is 16 years old, somehow got a hold of my mother’s credit card and charged a variety of items, such as jewelry, makeup and clothing on it. I don’t know what to do. Please advise.

A. First, I would make sure that your daughter gives the credit card back to its owner, advise your mother of the situation and that she needs to keep her credit card(s) away from your daughter. Second, you need to have a serious talk with your daughter. She needs to realize that she stole not only money from her grandmother, but also her identity and needs to make up for it. You can take away her weekly or monthly allowance until all the charges she put on the credit card are paid for. Or she needs to get a part-time job and earn some money to pay her grandmother back. To call the police and get her charged with identity theft may be counterproductive, Your daughter committed a crime that could have grave consequences for your daughter’s future if she was to repeat her actions.

Q. I believe my cats suffer from kidney failure because I have been feeding them canned food made by the company that sold poisoned pet food. I really don’t have the money to take them to the veterinarian and I am devastated and scared to lose my beloved pets. They have both been vomiting, they refuse to eat, they sleep most of the time, they drink a lot of water and urinate more than usual. What do you advise I do?

A. Ask the veterinarian to give you credit until you can pay for the care of your pets, or borrow the money, otherwise you may very well lose your pets. Menu Foods, the Canadian company that sold the poisoned food will be sued through a class action soon. It bought wheat from China, where the use of rat poison is not forbidden like it is in the USA to kill rats in their wheat fields. The wheat gluten, a source of protein, is added to canned pet food to thicken the sauce. Many pets have died or have suffered from kidney failure. I myself have fed some of the poisoned food to my dogs, noticed their loss of appetite for a few days, saw my female vomit a couple of times, but fortunately the dogs recovered quickly. Your cats need urgent medical treatment. Menu Foods will pay for the care of your cats, however you will more than likely have to give up your right to take part in the class action should you use their help in caring for your animals.

Maxine de Villefranche is an attorney and civil general practitioner with 14 years of experience. She practices law from her Tehachapi office as well as her Lancaster satellite office. She will answer legal questions posed to her by the readers to the best of her abilities. Email your questions to maxinedev@msn.com or fax to (661)825-8880

Wednesday, December 31, 2008

Legal Ease #1 Unemployment/Child Support/Identity Theft

Originally Printed: June 23, 2004

Maxine de Villefranche is an attorney and civil general practitioner with 12 years of experience. She moved to Tehachapi in June 2003 and resides in Alpine Forest. She operates her law practice from her home office and also has a satellite office in Lancaster. She will answer legal questions posed to her by the readers, to the best of her abilities.

Q. I am unemployed and cannot pay my rent. My landlord wants to kick me out of my apartment. What can I do?
A. Unfortunately, there is little you can do other than to find another job as quickly as possible. You may attempt to pacify your landlord by asking for his/her patience while you are seeking employment or get a loan from family or friends to pay for your rent. If you are served with a “Three-Day Notice to Vacate”, disregard the notice and wait until your landlord files an unlawful detainer action against you to get you out. But, you may be faced with a judgment for rent and damages, which may include attorney’s fees, not to mention the fact that your credit report will reflect this judgment..
Q. I have been paying child support to my ex-wife for several years. The child support award was based on my previous income. I only earn half of what I used to earn because I was injured and cannot work the same job anymore. How can I lower my child support?
A. A Motion to the Court to modify your child support amount must be made as soon as your circumstances change, otherwise you will be charged for arrearages in child support, in addition to interest at 10 percent per year on the arrearages. Judges are powerless in showing compassion in their orders and must follow the law. The modification will be retroactive to the date the motion was filed with the court. Time is of essence, and this motion must be made quickly.
Q. I have been victimized by identity theft and I don’t know how to stop a creditor from collecting on a debt that I did not incur. What can I do?
A. The first thing you must do is to write to the creditor and let him know that you dispute the debt. This letter should be sent via certified or registered mail. Then you must write to the three credit agencies, Equifax, Experian and Trans-Union and inform them of the dispute with the creditor. Lastly, but not the least, file a complaint with the police department of your community and make an ID Theft Complaint to the Federal Trade Commission (www.consumer.gov) The FTC maintains a database of identity theft cases used by law enforcement agencies. Filing a complaint also helps such agencies learn more about identity theft and the problems victims are having.
Forward your questions by e-mail to maxinedev@msn.com or drop questions at the Tehachapi News, 411 N. Mill St., Tehachapi, or send them by mail to P.O. Box 1840, Tehachapi, CA 93581